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Earn Rewards

Refer a friend to CurrencyFair for a referral reward each!

Do you have a friend that sends money back home? A co-worker that gets their salary sent from overseas? Help spread the word about CurrencyFair's bank-beating exchange rates to help them save money on their international transfers, and we'll reward you both!

Refer a friend to CurrencyFair with your valid referral link and when they qualify, you each get a token in your CurrencyFair profile which can be redeemed for a cash reward.

Not only that, but there's no limit to the number of friends you can refer!Log in and refer


How do CurrencyFair referral rewards work?

When you sign up for CurrencyFair, you're automatically granted access to our referral programme. In order to comply with local regulatory requirements, the referral programme differs slightly depending on your location. As such the details of the referral programme will be based on your country of residence. If you're new to CurrencyFair, learn more about our referral rewards here. The referral programme you fall under determines the currency and amount awarded to you when your referred friend meets the referral programme's transfer out minimum.

You'll have a unique referral link in your CurrencyFair profile which you can use to refer others and earn rewards. When your friend uses the referral link you sent them to sign up as a new customer, and they go on to trade and transfer out a single transaction of the qualifying amount for their relevant location, both you and the person you referred will receive the applicable referral reward relevant to your own referral programme. If you're already a CurrencyFair customer, learn more about how to refer friends here.

The applicable referral reward will be credited to your CurrencyFair profile and that of your referred friend. The reward will be credited in the currency specific to the country of your particular referral programme.

For example, let's say you live in Ireland and refer friends that live in Singapore and the US to CurrencyFair. When your friend in Singapore signs up for CurrencyFair using your referral link and transfers out S$3,000 or more, they'll get a token for S$80 applied to their CurrencyFair profile and you'll get a token for €50. For your friend in the US, when they sign up using your link and transfer US$2,200 or more, they'll get a token for US$60 applied to their profile and you'll get a token for €50.

For more details on the terms and conditions of our referral programmes, reward currencies, awarded amounts and transfer out minimums, check out the terms and conditions section below.

How do I refer friends to CurrencyFair?

Just send your valid referral link to your friends, family or colleagues and when they transfer the qualifying amount for the relevant referral programme we'll reward you both.

You can share your unique referral link via any non-commercial platform that suits you, for example by email or on your personal social media page (Facebook, Instagram, X, LinkedIn, etc) but only where you are the primary owner and content creator. However please note that the refer a friend programme is intended for non-commercial use only, so please respect this. In addition, please note that we reserve the right to suspend the service and/or not honour a reward where it seems to us there is an abuse of the promotion taking place

There is no limit to the number of friends you can refer with a valid link, so if you like what we do, feel free to spread the word!

Where do I find my CurrencyFair referral link?

Log in to your CurrencyFair profile using our web, Android or iOS apps, and select the refer a friend button. It'll take you to the Refer a Friend page. Your referral link will be a URL displayed in the middle of the page. Share this link with your friends, and when they use this link to open a CurrencyFair profile and start using CurrencyFair you'll start earning rewards.
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When do I get my referral reward credited to my profile?

Once you've shared your referral link, you don't need to do anything else but wait for your friends to sign up with your valid referral link and meet the minimum threshold amount and the other requirements outlined below.

You'll each get the referral reward token added to your profile and your referral token will be available for you to redeem through the "Your Rewards" section of your CurrencyFair profile. You can redeem your rewards one at a time or select multiple to redeem them all at once. 

Once you have received your reward token this can be used on your next transaction (even if that is only to transfer the reward to your own bank account). Please note that the reward token will be valid for six months only; thereafter the token will lapse.

What's the minimum threshold amount to qualify?

The minimum threshold to transfer out and qualify for the referral reward depends on your referred friend's country of residence, which they provide during registration.

Details of the referral programmes are as follows:


Minimum threshold

Referral reward




Hong Kong 



United States of America



United Kingdom



All other customers

€2,000 (or the equivalent in the relevant currency)


When does this current referral reward offer end?

This offer to earn the above quantities when someone qualifies with your valid referral link ends at 23:59 (GMT+1) 31 July 2024.

To qualify within the timeframe, your referred friend will have to transfer the minimum threshold out from their CurrencyFair profile in one go before 31 July 2024.

How do I opt out of the programme?

While you automatically become eligible for the programme you do not need to partake in it. To opt out, simply do not share your unique referral link. However if you do not wish to partake in the programme, please do let us know as we’d like the opportunity to understand why you do not want to recommend us, and hopefully use your feedback to improve our service to the point where you would be happy to recommend us to your friends.

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What are the terms and conditions?

  1. The referral programme offers users a reward for inviting non-users to register and use CurrencyFair. This reward may change from time to time and may also change based on promotions being run in specific regions.
  2. Your referral programme is automatically designated to you when you sign up for CurrencyFair.

  3. The assigned referral programme and referral reward token (amount and currency awarded) is dependent upon your country of residence.

  4. The minimum transfer out required to qualify for the referral reward is dependent upon the referred customer's country of residence.

  5. Details of the referral programmes are as follows:
    1. All customers that have signed up for CurrencyFair in Singapore have a referral reward of S$80 and a transfer out minimum of S$3,000 for their first transaction .
    2. All customers that have signed up for CurrencyFair in Hong Kong have a referral reward of HK$450 and a transfer out minimum of HK$10,000 for their first transaction.
    3. All customers that have signed up for CurrencyFair in the United States of America have a referral reward of US$60 and a transfer out minimum of US$2,200 for their first transaction. 
    4. All customers that have signed up for CurrencyFair in the United Kingdom have a referral reward of £40 and a transfer out minimum of £1,700 for their first transaction. 

    5. All other customers have a referral reward of €50 (or the equivalent in the relevant currency) and transfer out minimum of €2,000 (or the equivalent in the relevant currency) for their first transaction.

  6. Referral reward tokens are issued to both parties when a new customer is referred via a valid referral link carries out a single qualifying trade and transfers out using CurrencyFair.

  7. As rates fluctuate, the total amount transferred out must meet the referred customer's referral programme transfer out minimum at the time of transfer which must be completed by 23:59 31 July, 2024 (GMT+1). Offer ends 23:59 31 July 2024 (GMT+1).

  8. Customers must be fully verified and activated before any reward tokens can be transferred out.

  9. Referral reward tokens cannot be used in conjunction with any other new customer offer.

  10. We reserve the right to update the referral reward terms and conditions at any time or revoke reward tokens if we deem that there has been inappropriate use of the programme.

  11. You may not create more than one account in order to invite yourself; invite others that have created duplicate accounts; use the referral programme in a commercial way or in any way that breaches any applicable law or regulation; or any way that is unlawful or fraudulent.

  12. If you are currently eligible for a reward in exchange for introducing new people to CurrencyFair then you’ll need to share your unique link with them. If for any reason your link is not entered properly (e.g. if the URL becomes truncated) we cannot guarantee the reward will be applied to the accounts.

  13. Rewards are issued when a person you referred via your code carries out a trade and transfer using CurrencyFair. A qualifying transfer is a single transfer out from their CurrencyFair account.

  14. By utilising the Refer a Friend programme, you consent to us using your first name from time to time in promotional content for the Refer a Friend programme. No other identifiable information will be used. Your first name will be stored and used only for as long as necessary for this purpose. You have the right to withdraw your consent at any time and you have all other rights regarding your personal data as detailed in our Privacy Policy.

  15. If you are eligible for free transfers from the referral programme in your region, you can check the status of these free transfers on the “my account” page of your CurrencyFair profile. If you are eligible for a reward token, the token will be available for your use via the CurrencyFair web/mobile application. You can see the status of your referrals by clicking the “Claim your Rewards” button on your CurrencyFair dashboard.

  16. You must verify your identity with CurrencyFair before any reward tokens are provided to you. CurrencyFair reserves the right to withhold or cancel any referral rewards. In some cases, it may not be possible for CurrencyFair to provide any details in relation to such cancellations.

  17. Any reward tokens granted under the Refer a Friend programme will only be valid for 6 months and must be utilised during this period. At the end of the 6-month period the reward token will lapse. 

  18. If you join CurrencyFair through a referral link, the referring party will know you are using CurrencyFair, as your use of the service will trigger their reward token.

  19. CurrencyFair reserves the right to amend the terms of the Refer a Friend programme at any time. In the event the reward terms and conditions change for any reason, the reward token credited to the referring and referred parties will be the current reward applicable at the time the referred person conducts the minimum required transfer.

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